Can you get credit from having car insurance?

-i just got my own car insurance for the first time and i wanted to know if i can get credit from having and paying for it?In many states your credit score may affect your insurance rates. However, paying your insurance on time will not help your credit score, and because of what it is, paying late or having your insurance lapse due to non-payment really will not adversely affect your credit, either.



As far as other kinds of 'credit' yes....the longer you continuously maintain liability insurance, the better rates you will qualify for.No, it doesn't improve your credit score.



One way to have that credit without going into debt, is to buy utilities - telephone, gas, electric, water . . . all those "count" to give you credit.
No.



However, you can lose credit by not paying it on time.
Credit from whom and why? Do you mean a credit card?