Wrong Company listed on policy?

-My homeowners insurance lists the name of one company on my policy declarations page but my agent says I am covered by a different company. Is this legal? I am obviously not insured by the company I thought I was.Go to this site and put both companies names in and see if they are related companies. Many insurance company's have a parent company name but use other names depending on the product or state that they are doing business in. Almost all companies have multiple sister companies that are all part of the same family of companies. You can verify it your self with the website below.
Very legal , and done all the time. And you ARE covered by the insurance company you thought you were.



For example,, the main company is ABC insurance company. but ABC does not issue a policy in its ' own name/ Different states may have different requirements, so ABC deals with this by issuing several different policies, depending on the state.



For example, ABC may issue a policyin the name of DWEF company in New York and New Jersey, and it may issue a policy in the name of FGH company in Pennsylania. It may issue a policy in the name of ABC Of Maryland in Maryland, etc etc.



You are getting solid and certain protection, but the company m,ay do this to comply with different regulations in different states.



For example,, I may buy my homeowners; through Guardian Home Ins but my individual policy may be in the name of Home Guardian Ins co of Ohio..
Have the agent get you a corrected policy.