Life Insurance- If I lose a significant amount of weight could the cost go down?

-I know this would be a question for an agent, but I just want to know ahead of time of it ever works out that way.Depends. Usually if you lose weight through diet and exercise over an appropriate time frame and you reach your optimal BMI for your age and height, then that will definitely have a positive result in the underwriting of your life insurance policy. There are a lot more factors than just your weight, that go into the underwriting for your policy, such as age, family health history, your occupation, the current medicines you are taking, etc.
If you are overweight , they might charge you higher income.



If you are underweight , they might not issue the policy. or charge you more premium.



As long as your weight is average there is no problem.
If you lose weight then you can reapply for a new policy at hopefully a lower rate. They won't lower the rate on your existing policy....just like they won't raise it if you gain weight.
Yes, it could.
no it goes up