In case future employer drops health insurance (Obama care)..should I negotiate salary increase to offset?

-I am interviewing for a new company in Florida. I saw on the news that as many as 30% of employers plan to drop group health insurance when the Health Reform Act kicks in. Naturally, this is an expense I don't want to incur without some sort of mitigation in place. Should I negotiate this at the "offer" stage - that should they drop group medical insurance in the future, they are required to increase my salary by X%? I know it sounds ridiculous now, but next year and beyond 鈥?this request might be commonplace.Under ObamaCare - which has nothing to do with care or Obama, companies with 50 or more employees are required to offer health insurance. It is estimated that 30% of companies will stop offering insurance, but if you are one of the companies that is required to offer it, you are required to pick up a portion of the cost of the person's private insurance.



And to answer your question = NO, it's not something that you would negotiate now. Right now, the company can drop it tomorrow with no legal ramifications. So you have more of a chance of keeping it in the future (or at least get the cost supplemented).
No you shouldn't negotiate now, all companies will be facing the same problem and the company will address the issue with everyone when 2014 rolls around.



But the first responder was wrong, many companies will drop coverage because it will be cheaper to pay a few grand per employee (fine/fee for not offering health care) than to pay to expand coverage to point required by the health reform act. As an insurance industry professional I can attest that this legislation was a poorly crafted disaster. I fully respect people's desire to either have the government pay for health care or to simply kill insurance companies but all this legislation does is add to the Rube Goldberg like system we have for insurance.
You should not negotiate it now. First, this is a very difficult time to negotiate for anything in job offers. It will be easier to get what you want after the economy improves and it becomes harder to find workers and easier to find jobs.



Also, what was on the news was that one -- and only one -- study said that, even though every other study had already said the exact opposite.
No, you are not in negotiating position because the reason for dropping employee insurance is so employees can purchase their own insurance from the exchange with a tax credit subsidy.
" I saw on the news that as many as 30% of employers plan to drop group health insurance when the Health Reform Act kicks in."



They aren't allowed to do that under the new healthcare legislation.