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2011年8月4日星期四

I have a medical insurance question?

-I have a friend her fmla will be ending shortly. It will ended this month She currently has medical insurance through her employer. She has medical insurance with company "A". This agency is well know. One the things I like about this company is that you can purchase insurance for your self privately if you don't have medical insurance. My question is since she currently has active medical insurance through "A" . Could i contact this insurance company and the start her a new medical insurance effective for July 1She, not you, can contact the company to see what individual plans are available. Be aware that if she has pre-existing conditions or if she is over the height and weight guidelines she could be rated up or declined based on those conditions, even if it is the same company.



If she is declined she may have the option of continuing her current plan using COBRA regulations.



There are many other companies that do individual policies. She should also check with a local agent that works with those other companies so she can compare coverage and costs. There is no charge using an agent.
You can't but she can. She needs to be aware that if she gets private insurance instead of paying for COBRA they will count whatever illness she is out on FMLA for as a pre existing condition and not cover it.

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