-You do realize, that when you file for bankruptcy, the court takes all your 'stuff' and sells it to pay your debts, right?
If that's what you want to do . . . go for it. Workers comp SHOULD be paying approximately what your net pay was - 2/3 of your gross, and not taxable. It's not likely that the debt problems are directly related to the workers comp benefits.Bankruptcy and workers comp insurance are apples and oranges. Only a CPA or an attorney can advise you whether or not it makes prudent sense to file bankruptcy. With regards to your workers compensation payout, you don't mention whether or not you used a workers compensation attorney to obtain your settlement. If you did and they are competent then you probably have all that you can get from the work comp carrier. If you didn't use an attorney you should consult a workers comp attorney specialists and see if you can obtain more benefits or not. Your questions are more legal in nature and you need sound legal advise.
No.
No one "should" file for bankruptcy.
If you need to file for bankruptcy, then "should" is not the correct word.
If you do not need to file for bankruptcy, then you should not file for bankruptcy.
have you tried for unemployment as well?
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