Does anyone have suggestions for a good MA health insurance provider?

-I changed companies and the new family plan yearly premium is almost $10,000 and the single plan is $1,000. Ridiculous! Deductible is $1,000 for single and $2,000 for family.



My wife said to just get the single and she will get her own insurance. She works but her company doesn't offer health insurance. I am looking for a good decent health plan for my wife in MA. Does anyone have any good suggestions?



One option I saw was for BCBS at $3,500 yearly premium/ $3,000 deductible; they're "Blue Basic Saver." Doesn't sound bad, but it's $60 copay after deductible just to see your primary care. I want to provide her with good health insurance but we both don't want to pay $10,000/year for the plan!



I guess I'm just looking for advice. I feel lost about this and it's pissing me off. The whole health care system is so expensive and confusing. Thanks!



FYI: in the Boston area, combined average income about $75k.If it's the "Access Blue Basic Saver" you are looking at. It's an HSA plan. You pay the the first $3000 of everything except preventive. Dr visits, Prescriptions, tests etc. Then you pay 35% of costs until you have spent the out of pocket max of $5950. Double that for a family.

If you look at the $3500 premium and the possible expense of an additional $5950 it's probably a better deal to have a family plan from your employer.

Premiums through the employer are pre tax and the individual premium is after tax.

Boston has the highest rates in the state for most insurances and most other options will be in the same price range.