Cost of life insurance when you're obese?

-I know there are a lot of variables there, but I'm looking for a ballpark figure of insuring an obese person verses someone who falls within one of these height/weight charts.



Does a 300 lb person pay twice as much as a 150 lb person?Significantly more than that. For a 40 year old in the "best" of health a $100,000 policy for 20 years is ~$135 per year. A "conditionally guaranteed issue" term life insurance product (which would cover someone who previously had cancer, has diabetes, had a heart attack, weighs 300 pounds, etc....) would run ~$800 per year. Of course, that's assuming the 300 pound person is 5ft tall. If they're 7ft tall then they'd get a normal policy because they're not overweight.