Can be buy jeevan saral for 10 years and if we pay 10000 monthly what willbe the maturity amount and risk valu?

-Thanks for asking,

Actually in jeevan saral risk value is 250 times of your basic monthly premium.

For above example death benefit is 25 lac.+ return of premiums paid ( excluding any extra and 1st yr.prem.) + loyality additions ( if any ).

Maturity is depend upon your age unfortunately it can not be mention here.

But i think insurance policy is always more beneficial when it taken for a long policy term.

HAVE A NICE DAY.Hi Rinkesh,



Jeevan Saral is an Endowment plan and is under Special Plans from LIC India. they have a premium calculator in their website. Check the below link



http://www.licindia.in/premium_calculato鈥?/a>



This needs to input the age to obtain the sum assured. I calculated for a 30 year old and below are the results.



Age : 30

Sum Assured

: 25,00,000.00



Policy term would be 25 years. Please note that the above would be Basic Sum assured and there would (?) be loyalty additions and Bonuses on top of this.



Please see the link for a detailed illustration of Jeevan Saral benfits: http://www.licindia.in/special_plan_001_鈥?/a>



I would advise, set your golas and discuss with your advisor before commiting to any plan.



Happy investing



Cheers :)
If you seriously want to invest get in touch with us at kediaruchi@gmail.com with foll details & we shall sugest you a better policy according to your needs:



1) Your Age

2) Amount of Investment

3) Mode of Investment - Monthly/Quaterly/Half-yearly/Yearly

4) Tenure to invest (No. of min years you want to stay invested)

5) Risk Appetite ( High / Medium / Low)



Thnx & rgrds,

Ruchi Kedia



Richhpal Financials

Mumbai.

kediaruchi@gmail.com
INSURANCE IS AN EXPENSE, NOT AN AVENUE FOR INVESTMENT.



Take a PURE TERM PLAN with NO MATURITY VALUE. From the premium saved invest in a combination of PPF / SIP IN MUTUAL FUNDS / DIRECT EQUITY.



You will get 3- 4 times more money than you will get from any insurance plan in 10 years.